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Discount calculator: what "70% off + extra 20% off" actually means

Stacked discounts, GST inclusion, MRP vs final price — the math behind the price tags retailers hope you don't compute.

2 min read
Stack of coins on a chart printout — finance theme

E-commerce thrives on the gap between displayed savings and actual savings. A "70% off + 20% extra" sticker is not 90% off — it's 76%. A "MRP ₹2,499, deal price ₹999" is not 60% off — once you remove GST from both sides, it's closer to 55%. The discount calculator handles all of this.

Open the Discount Calculator and use it the next time you see a sale.

Stacked discounts: the multiplication rule

Stacked percentage discounts multiply, they don't add. Two discounts of a% and b% together produce a final discount of:

combined = 1 − (1 − a/100) × (1 − b/100)

Sticker math Actual math
70% + 20% = 90% 1 − 0.30 × 0.80 = 76%
50% + 50% = 100% 1 − 0.50 × 0.50 = 75%
30% + 10% = 40% 1 − 0.70 × 0.90 = 37%

The bigger the stack, the bigger the gap. The "100% off" version is the classic giveaway that the math isn't additive — if it were, two 50% discounts would make everything free.

The four modes the calculator supports

  1. Find the discount — original price → discounted price → what % savings is that?
  2. Find the final price — original price → discount % → what do I pay?
  3. Find the original price — final price → discount % → what was the pre-sale price? (Useful for spotting fake discounts.)
  4. Stacked discounts — original price + list of discount %s → final price + effective single %

The MRP-vs-deal-price trick

In India, MRP is maximum retail price. Many products carry an MRP printed at 2–3× the realistic retail price specifically to make every "deal" look like a steep discount. The fix: compare with the price across multiple sellers, not against the MRP.

When the discount is real and worth taking

  • Year-end sales (Dec–Jan, Mar): genuine inventory clearance, deepest cuts
  • Festive (Big Billion / Great Indian): usually real on electronics, often fake on apparel
  • Coupon-stack windows during launches: bank offer + card offer + first-purchase code can stack to real 30–40% off on premium items

Run yours

Open the Discount Calculator. Punch in the stickers. Decide with the actual number, not the marketing one.

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